Use 
Higgsfield UltranowPay later.
Payle is the financial layer for AIOne card. Every AI tool.
Pay over 3 months *0% APR.
Early access for the first 5,000 users
Trusted by 350+ Partners
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What do you get with Payle?
AI Store
Discover 100+ AI tools. Exclusive PAYLE pricing on Claude, Cursor, Higgsfield and more.
Pay Later
Use AI today. Pay over 3 months. 0% interest. 0 fees.
AI-Only Control
One card that only works on approved AI. No distractions. No fraud surface.
How do I get started with Payle?
Apply
Check your AI Power in 2 minutes. No hard credit check.
Choose AI
Browse 100+ AI services. Get exclusive PAYLE pricing.
Build
Use AI immediately. Pay over 3 months.
Which AI tools can you finance?
AI is becoming a new category of business spending.
We're building its financial infrastructure.
Frequently asked questions
How does Payle financing work?
Payle financing is buy now, pay later for AI tools: get approved for AI Power (your credit line), use it to subscribe to AI services at exclusive pricing, and pay over 3 months, interest-free.
What AI services can I finance?
The Payle AI Store is a catalog of 100+ financeable AI tools across coding, video, voice, research, and more — including Claude, Cursor, Runway, ElevenLabs, Perplexity, and Higgsfield.
Are there any fees or interest?
Payle pricing is simple: 0% interest and no fees on the standard 3-month plan, so you only pay the amount you spent on AI, split into 3 equal monthly installments.
How much AI Power can I get?
Your AI Power is your credit limit for AI spending, determined at application based on your eligibility. Most builders start with enough credit to cover their full AI stack.
Can I use Payle for API usage?
API usage financing is included with Payle: approved AI providers’ tokens, requests, and compute can be financed, not just subscriptions.
What happens if I miss a payment?
Missing a payment is not penalized by default: we remind you before every due date, and Payle support works with builders to find flexibility, not penalties.
Is Payle available worldwide?
Payle is a global waitlist product: it launches in select markets first, and builders anywhere can join the waitlist to be notified when it reaches their country.
Use AI now. Pay later.
Join the waitlist and be the first to access PAYLE.
No spam. Early access only.